Where critical illness fits in the package.
Critical illness insurance can provide a lump-sum benefit after an eligible diagnosis. The benefit is paid directly to the insured unless assigned. When evaluating options, employees and employers should review covered conditions, benefit amounts, recurrence provisions, exclusions, and any health screening benefit that may be available under the plan.
Questions worth reviewing.
Covered conditions
Benefit amounts and recurrence provisions
Health screening benefits when available
Review these points with the available policy provisions, workforce needs, funding approach, and state requirements in front of you. Coverage descriptions are a starting point for discussion, not a promise that a specific service, condition, or event will be covered.
Bring the benefit into a real conversation.
Our team helps employers and brokers organize the package, plan the enrollment, and explain the available choices. Licensed benefits counselors work with employees by phone and screen-share. The plan can use the client's existing platform within agreed access and scope, or Employee Navigator provided by Cory District.